Fully Funded is an indie co-op simulation and adventure game for PC that puts players in the role of futures traders working through prop firm evaluations. Up to four friends share a single simulated account and must navigate strict trading rules while competing in a shared physical space filled with throwable objects and interactive distractions. The experience blends realistic market mechanics with chaotic multiplayer antics, creating a distinctive loop where trading decisions directly affect the entire group.
Gameplay
Players trade across five simulated markets including indices, crude oil, gold, and a cryptocurrency, with price action that includes trends, choppy periods, scheduled news spikes, halts, and occasional flash crashes. Charts support multiple timeframes from one minute to fifteen minutes, complete with prior session data. Available indicators include volume, VWAP, several moving averages, Bollinger Bands, and automatic key levels such as previous day high, low, close, and today's open. Drawing tools allow horizontal lines, trend lines, Fibonacci retracements, zones, and text notes that appear for all participants in their chosen color.
Order types cover market, limit, stop, bracket, and trailing stop orders, with the ability to drag resting orders. An order-flow ladder displays size at each price level. Every trade, fill, stop, and outcome updates the shared account balance, while a per-trader P&L board tracks individual contributions. Rules appear on screen in real time, showing remaining daily loss limit, trailing drawdown, quota progress, and consistency requirements. Contract limits are shared across the group.
The environment functions as a physics sandbox. Participants can pick up and throw items like phones out windows, purchase temporary power-ups or sabotage tools such as coffee for faster fills, a hedge pillow, fat finger effects, unplugs, or tasers. Destructible monitors and other objects add to the disorder. Steam voice chat integrates naturally, with player names labeling orders and actions.
Game Modes
The core experience centers on progressing through five evaluation accounts ranging from $25,000 to $300,000 in size, each with progressively stricter parameters. Daily loss limits, trailing drawdowns, profit quotas, cumulative targets, consistency rules, payout reviews, contract limits, and a three-strikes system govern play. Missing the quota three times liquidates the account, requiring a reset fee or fallback to an earlier stage.
After passing the final evaluation, players unlock a funded live account with $100,000 plus accumulated profits and no evaluation rules. This phase allows up to 25 contracts per trader and continues indefinitely until the balance reaches zero. Solo play functions identically to the co-op version, though the design emphasizes group interaction in friends-only lobbies.
Progression and Environments
Advancement moves players through five distinct locations that reflect career growth: a basic garage setup with a single CRT monitor, an office above a vape shop, a full trading floor, a glass tower office, and a yacht off Miami. Hardware upgrades accompany each stage, progressing from flip phones to smartphones, laptops, and finally a complete trading terminal. Rule complexity increases alongside these improvements.
Additional activities include a slot machine and blackjack table that follow standard rules, plus a wardrobe of parody streetwear, watches, and hats purchased with payouts. These items can be sold back when cash is needed.
Is It Worth Playing?
Fully Funded suits players who enjoy simulation games that combine focused trading mechanics with light-hearted co-op disruption. The shared account creates constant tension around individual decisions, while the physics elements and sabotage options turn serious trading sessions into memorable group chaos. Controller support broadens accessibility, and the progression through increasingly professional environments provides clear goals without requiring prior trading knowledge.
Those interested in realistic order types, indicators, and evaluation-style constraints will find depth in the market systems, while groups seeking quick sessions with friends can focus on the sandbox interactions. The game stands alone as a self-contained experience modeled on common futures evaluation structures, with no real-money elements or external affiliations. Recent release means ongoing community discovery of strategies and setups remains active for new players.